Self-Made Billionaire Michael Milken on How to Democratize Wealth and Fulfill the American Dream

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PragerU CEO @realtalkwithmarissa sits down with legendary financier and philanthropist Michael Milken for a discussion on inclusive capitalism, opportunity through innovation, and the future of the American dream. Milken explains what sparked his mission to “democratize capital” and how new technology, can lift America again today. They discuss financial literacy, AI in schools, and why family—not wealth—is still the foundation of happiness and resilience.

00:00 – The Legacy of Michael Milken
02:10 – How Capital Markets Created Jobs and Innovation
06:00 – Democratizing Wealth: Financing the Underdog
10:20 – The American Dream Then and Now
14:00 – Why Family Matters More Than Fortune
18:15 – Happiness, Resilience, and Raising the Next Generation
22:40 – The Role of Education in Building Character
27:00 – Can Technology Fix—or Ruin—Learning?
32:10 – The Power of Love and Stability in Childhood
36:40 – Social Media, Envy, and the War on Success
41:30 – Redefining the American Dream for Gen Z
46:00 – Wealth, Wisdom, and What Really Lasts

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